SOURCES: Wall Street Prompt AI Disruption Vulnerability Assessment Feb 2026 · MPC Markets "SaaS-pocalypse" (Gardner, Feb 2026) · MPC Healthcare Moat Analysis Feb 2026 · Pro Medicus Moat Summary (updated HY26) · MPC 5-pillar framework (proprietary data / workflow embedding / compliance barriers / domain logic / frontier research posture)
MPC UPGRADES vs PRIOR: WTC → AI Beneficiary (80% global trade, gov integrations, 34% R&D, agentic AI shipping 1H26) · TNE → Low Threat (IRAP PROTECTED, ISO 42001, 99% retention, defections FROM SAP) · INTU → Mod-Low (IRS e-file auth, GenOS, MPC 8.2/10) · CRM 2030 softened from High → Elevated (enterprise compliance core more durable than WSP implied) · No company reaches High Threat under MPC framework at 5-year horizon
NEW v6 ADDITIONS: PME (AI Beneficiary — Visage 7, GPU streaming, Mayo/NYU partnerships, 72.6% EBIT) · PLTR (AI Beneficiary — AIP platform, gov data ontology, frontier AI posture) · GWRE (Low — P&C domain logic, insurance compliance) · PRVA (Low — VBC contracts, physician governance, Navina AI) · BSY (Low — infra engineering, civil/built-environment compliance) · CWAN (Mod-Low — investment accounting SoR, regulatory reporting) · TEAM (Mod-Low → Moderate drift) · WDAY (Elevated — HR admin automatable) · ADBE (Elevated) · SNOW (Elevated) · DOCU/ZM/PATH/DH (High Threat) · REA/CAR (AI Beneficiary — data flywheels) · HUB24/CAT/NXL (Low — regulated vertical SoR) · DUG/SDR/PPS/BVS (Mod-Low) · RDY (Moderate) · 360 (Moderate) · APX (Elevated)
DISCLAIMER: General financial information only. Not personal financial advice. Past performance is not a reliable indicator of future returns. Always conduct your own research.