Terms of Use & Educational Disclaimer

1. Educational Purpose Only

The content on this website and in the book Methods, Not Messiahs: The Practitioner's Case Against Investing Dogma by Mark Gardner is provided for general educational and informational purposes only. It is designed to help readers develop their own understanding of investing methods, frameworks, and concepts.

The material does not take into account your personal objectives, financial situation, or needs. Before making any investment decision, you should consider whether the information is appropriate for your circumstances and, if necessary, seek independent professional advice from a licensed financial adviser.

2. No Personal Advice

Mark Gardner is an authorised representative of MPC Markets Pty Ltd (ABN 32 663 867 839), which holds an Australian Financial Services Licence (AFSL). However, the content of this book and companion website is general in nature and is not provided under, or in connection with, any advisory relationship.

The investor diagnostic tool, archetype results, method comparisons, and all other interactive tools on this site generate outputs based on your self-reported inputs. These outputs are educational illustrations — not personalised recommendations. They do not constitute financial product advice under the Corporations Act 2001 (Cth).

3. No Guarantee of Outcomes

Past performance is not a reliable indicator of future results. Any examples, case studies, historical data, or backtested results presented in the book or on this website are for illustrative purposes only. They do not guarantee that similar returns or outcomes will be achieved in the future.

Investing involves risk, including the possible loss of principal. Different investing methods carry different levels of risk, and what is appropriate for one investor may be entirely unsuitable for another — which is, in fact, the central argument of this book.

4. Accuracy and Currency of Information

While every reasonable effort has been made to ensure the accuracy of the information at the time of writing, neither the author nor MPC Markets Pty Ltd warrants that the content is complete, current, or free from error. Markets, regulations, tax laws, and product features change. Information that was accurate at the time of publication may no longer be so.

Academic research cited in the book and on the evidence page reflects findings available at the time of publication. Research conclusions can be revised, updated, or contradicted by subsequent studies.

5. Third-Party Content and Links

This website may contain links to third-party websites, research papers, books, and resources. These links are provided for convenience and do not imply endorsement of, or responsibility for, the content on those sites. We have no control over and accept no liability for the content of external websites.

6. Intellectual Property

All content on this website and in the book — including text, frameworks, diagnostic tools, graphics, and design — is the intellectual property of Mark Gardner and/or MPC Markets Pty Ltd unless otherwise attributed. You may not reproduce, distribute, or commercially exploit any content without prior written permission, except for:

• Brief quotations for the purpose of review or commentary, with attribution
• Personal, non-commercial use of downloadable templates and worksheets provided on this site
• Sharing links to this website or its pages

7. Use of the Investor Diagnostic Tool

The investor diagnostic is a self-assessment tool designed to help you reflect on your investing preferences and characteristics. It is not a suitability assessment, risk profiling tool, or financial planning instrument. The archetype and method suggestions it produces are starting points for further reading and self-reflection — not investment recommendations.

By using the diagnostic tool, you acknowledge that you are providing information voluntarily and that the results are educational in nature.

8. Email and Data Collection

If you provide your email address through any form on this website, your information will be handled in accordance with our Privacy Policy. We use MailPoet to manage email subscriptions. You can unsubscribe at any time using the link provided in every email.

Diagnostic results and subscriber data are stored securely and are not shared with third parties for marketing purposes.

9. Limitation of Liability

To the maximum extent permitted by law, neither Mark Gardner nor MPC Markets Pty Ltd accepts any liability for loss or damage arising from the use of, or reliance on, any information provided in the book, on this website, or through the interactive tools — whether that loss is direct, indirect, consequential, or otherwise.

10. Australian Law

These terms are governed by the laws of New South Wales, Australia. Any dispute arising from the use of this website or the book will be subject to the exclusive jurisdiction of the courts of New South Wales.

11. Changes to These Terms

We may update these terms from time to time. The effective date below reflects the most recent revision. Continued use of the website after changes are published constitutes acceptance of the revised terms.

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Questions?

If you have any questions about these terms or the educational content on this site, contact us at [email protected] or visit mpcmarkets.com.au/contact-us.